RBI issues FAQs on Digital Lending Guidelines


The Reserve Bank of India (RBI) has issued Frequently Asked Questions (FAQs) on Digital Lending Guidelines

The Guidelines on Digital Lending were issued on 2nd September, 2022 and the present notification lists out a total of 18 FAQs.

Amongst these, the FAQs shed light on the types of Lending Service Providers (LSPs) that need to appoint Grievance Redressal Officers, inclusion of insurance charges in the calculation of Annual Percentage Rate (APR) and the applicability of the Guidelines to all transactions meeting the definition of ‘Digital Lending’.

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